A card for every part of your life
Keep subscriptions, travel and work spending on separate cards, each with its own limit.
Used by people in 38 countries
The quick way to send, receive and spend in
Hold USD, GBP, Euros, CAD, Naira and other currencies in one app. Send money to multiple countries in minutes, get paid by clients abroad, pay bills and pay for anything online with a virtual Dollar card.
4.8 App Store
4.7 Google Play
$1 = ₦1,363.00
Payment received
+$1,250.00Northwind Studio · Toronto
Sent to Mum · Ibadan
₦250,000Arrived in seconds
Live rates to naira
Cashwise rates · updated 27 Oct, 14:49 Lagos time
SEND AND RECEIVE
Send and receive money anytime
One app for your currencies. Swap between them at the rate you see, pay one flat fee, and let it land in seconds.
Move between USD, GBP, EUR, CAD and NGN in a couple of taps. The rate on the screen is the rate you get.
Cashwise cards
Your card, your rules
A prepaid virtual USD card that works where your naira card gets declined. Create it in minutes, top it up from your Cashwise wallet, and control everything from your phone.
- Ready to use the moment you create it
- Top it up from your wallet whenever you need
- Freeze it, view details or check your PIN in one tap
USD wallet
GBP wallet
NGN walletTop up your card from any wallet
Move money from your USD, GBP, EUR, CAD or NGN wallet onto your card in a tap. Your card only spends what you load, so you stay in control.
Netflix
Spotify
ChatGPT
Airbnb
Canva
Coursera
Google Ads
LinkedIn
SlackWorks with the apps you already pay for
Subscriptions, software, ads, courses and flights. Pay in dollars wherever Mastercard is accepted online.
Made for you
However you move money, there's a wallet for it
School fees · Tobi
₦480,000Every 1st of the term
Upkeep · Mum
₦150,000Every month
Family and loved ones
Distance is no barrier. Send school fees, upkeep and birthday money home, or set it to go out on its own every month.
Invoice #0042 paid
$2,400Client in Austin, TX
Gig workers and freelancers
Get US, UK, Euro and CAD bank account numbers, get paid by clients abroad and hold until you decide to swap.
Pret A Manger
£8.40London · card
Travellers and visitors
Visiting Canada, the UK or the US? Land with a card that already works, and spend without the airport exchange desk.
Spotify Premium
$10.99Renewed today
Netflix
$15.49Renews in 4 days
Everyday digital life
Netflix, Spotify, Canva, your cloud storage. Pay every subscription in dollars and stop worrying about card declines.
TESTIMONIALS
The people who use Cashwise tell their friends
We asked customers around the world one question: would you recommend Cashwise to someone you care about? Here's what they told us, in their own words.
- 4.8/5average rating on the App Store and Google Play
- 92%say they'd recommend Cashwise to a friend or family member
- 38countries where our customers send, receive and spend
In their words
Recommends Cashwise
"I pay my mum's rent in Enugu from Toronto on a Sunday night and she gets the alert before I've closed the app. Three people from my church signed up after I showed them."
Adaeze O.
Product designer
from Canada to Nigeria
Recommends Cashwise
"My US clients pay into my dollar account and I swap to naira only when the rate makes sense. It's the first app I recommend when a friend lands a remote job."
Emeka N.
Software engineer, Lagos
from United States to Nigeria
Recommends Cashwise
"I pay our designer in Lagos through her Cashwise tag. No wire forms, no three-day wait. I'd recommend it to any team paying people abroad."
Daniel K.
Founder, Austin TXfrom United States to Nigeria
Recommends Cashwise
"Night shifts mean I send money at odd hours, and the flat fee is the same every time. I'd like a few more payout banks, but I've still recommended it to two colleagues."
Tunde A.
Nurse, Manchesterfrom Canada to Nigeria
Recommends Cashwise
"My dad sends my allowance from Kano and it lands the same day. I showed my flatmates and now half the international students in my class use it."
Zainab B.
Student, Parisfrom United States to Nigeria
FREE BETWEEN CASHWISE USERS
Send to any Cashwise user instantly. Free.
Cashwise to Cashwise
Send multiple currencies with just a tag instead of an account number. It arrives the second you tap send.
Get paid with your tag
Share your Cashwise tag and anyone on Cashwise can pay you in seconds. No account number, no bank details.
Home and work
Pay bills at home or abroad, and get paid for your work
Bills back home in Nigeria
IKEDC prepaid
Token 4821 0937 5512
DStv Compact
Renewed for Mama Bisi
MTN airtime
0803 ••• 2214
Invoice clients abroad
Send a clean invoice in dollars and get paid straight into your USD wallet.
Transparent Pricing
Pick a route and see what it costs
The fee, rate and arrival time, before you commit to anything.
Exchange rate
1 USD = ₦1,363.00Arrives
In secondsThey receive₦681,500.00
Your final rate is locked in the app before you confirm.
Because when it comes to financial freedom, we've got the keys.
YOUR MONEY, PROTECTED
Security that works quietly in the background
Biometric sign-in
Face or fingerprint to open the app, so only you can get into your account.
Transaction PIN
Every transfer is confirmed with a PIN that only you know.
Round-the-clock monitoring
Our systems watch for unusual activity day and night and pause anything that looks wrong.
Support that answers
Real people in Lagos and London, by chat or email. "If something feels off, message us. We'll pick it up."
Chioma · Support lead
Talk to support
Getting Started
Three steps, about five minutes
2
Verify your identity
Add your details and a government-issued ID. Most people finish in under five minutes.
Identity verified
Identity verified3
Fund a wallet and send
Top up in naira, dollars, pounds, euros or Canadian dollars, then send.
Wallet funded · $500.00
Wallet funded · $500.00
Make wise moves
Join people in Lagos, London, Houston, Toronto and Paris who hold, send, save and spend cross-continentally with Cashwise. Set up takes about five minutes.
For businesses
Virtual dollar cards, built for your whole team
Orbit by Cashwise gives companies a card for every team, department and project. Pay for ads, software, cloud services and international vendors without anyone reaching for their personal card.
A card for every team
Issue virtual dollar cards for marketing, operations, subscriptions and projects.
Budgets and limits
Set a spending limit on each card so teams stay within approved budgets.
Explore Orbit
orbit.cashwise.finance
Total card balance
$5,325.00Spend team
| Marketing Meta and Google Ads | $1,800 of $2,500 | |
| Infrastructure AWS · Vercel | $2,100 of $3,000 | |
| Cloud payment iCloud · Notion · Figma | $440 of $500 |
Card created
Finance team · $1,000 limit